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Note

Comparison rates assume an amount of credit of $150,000 over a 25 year loan term for which credit is provided.

Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Terms and conditions relating to credit approval apply. All interest rates quoted are indicative only.

Where a fixed rate of interest may apply, the interest rate will be set on the settlement date of the loan. Fees and charges are applicable and are available by calling our customer service line and on this website.

 
Product Rate comparison
Collins Product name Rate MCR Revert Rate Yrs to Revert Initial Fee Ongoing Fees Additional Payments Redraw Option Fixed Option
Aurora Low Doc Refi 7.73% 7.78% - - $1,200 No Yes Yes No
Aurora 95 6.80% 6.93% - - $875 Yes Yes Yes No
Aurora 95 Non Genuine Savings Investment Loan 6.63% 6.65% - - $600 No Yes Yes Yes
Aurora Low Doc 7.50% 7.69% - - $875 Yes Yes Yes Yes
Low Doc Rate Reverter 7.25% 7.02% 6.90% 2 $595 No Yes Yes Yes
Variable 6.52% 6.54% - - $595 No Yes Yes Yes
Non Conforming Range From 7.25% From 7.31% - - $1,659 No Yes Yes Yes