Take time to peruse our product range to see which product scenario suits your requirements. If you have difficulty and are not quite sure, call one of our qualified lending executives on 1800 COLLINS - 1800 265 546. Chances are that we will be able to match you to your ideal loan scenario.

Q1.	I would like a home loan with an offset facility attached with ATM and EFTpos debit card access.
	Look no further than the Collins Standard Variable home loan. With these additional features at a great rate, it is perfect.	Answer

Q2.	Refinance and consolidate all my debts into one easy to manage package?
	If your existing mortgage isn't up to scratch and not working as hard as you think it should be, then one phone call to Collins Securities and we'll do all the work for you to find you a better loan.	Answer

Q3.	I am a first home buyer and will use the First Home Owners Grant plus savings for my deposit.
	We understand how hard it is being caught in the rental cycle whilst trying to save for a deposit to realise the dream of home ownership. We have a number of solutions to assist and we can even take you step by stepthrough applying for a First Home Owners Grant.	Answer

Q4.	Self employed with limited financial information?
	We know how hard it can be to demonstrate regular income on financial statements or tax returns when you run your own business. So that is why Collins is able to offer a low doc loan, packed with flexibility at a great rate.	Answer

Q5.	I would like a home loan with the lowest possible interest rate and limited features.
	The Rate Saver is all about delivering the most competitive interest rate to you without extra's you don't need. That said, this product still enables you to choose between interest only and principal and interest, split your acounts, make additional payments without penalty and all at a great rate!	Answer

Q6.	Looking for the ideal professional package?
	It might be that the loan you want does a little bit of everything. Well, we have some of those as well. Simply applying for a Collins' home loan affords you the rates and features that other lenders will have you jumping through hoops to attain.	Answer

Q7.	I am self employed and need a loan flexible enough to cater for the changing needs of my business. I haven't prepared my tax returns.
	Need your loan yesterday and don't want the hassle of producing copious amounts of financial supporting documentation? Accommodate all your business needs.	Answer

Q8.	Property Investment?
	Investing in property is a great way to invest in your future. At Collins, our consultants can guide you through this process and our competitive interest rates place you in a great position to see a return on your investment. Choose a variable or fixed interest rate or principal and interest repayment option.	Answer

Q9.	I need a flexible line of credit with the ability to draw up and pay down my loan at any time.
	The Line of Credit is exactly what you need. With 10 years interest only and the option to renew again, VISA debit card, internet banking & BPay, it is exactly what you may be after.	Answer

Q10.	Self employed, limited financials and need that little bit extra?
	Borrow up to 80% LVR with an optional VISA Debit Card and Offset Account without having to provide financial information. Visit our Standard Low Doc home loan now.	Answer

Q11.	Need a cost effective solution to finance your business?
	Tired of paying high overdraft fees with the banks on your inflexible business loan? We have a number of products to help at economical rates and flexible terms that don't require annoying annual reviews! Available in fully documented loans, low documentation and no documentation also.	Answer