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Q & A finder
Do you have a particular scenario to fulfill and need to get straight to the point? Below is a list of regular home loan scenarios we encounter and our recommended product solutions to assist you along the way. Simply find the scenario that fits you and click on the answer for our recommendation.

Take time to peruse our product range to see which product scenario suits your requirements. If you have difficulty and are not quite sure, call one of our qualified lending executives on 1800 COLLINS - 1800 265 546. Chances are that we will be able to match you to your ideal loan scenario.
Q1. My credit history has been a bit disjointed. Can I still obtain a home loan?
  The Collins Non Conforming Full Doc might be just what you are after. Even if you have paid or unpaid defaults (up to $1,500) are a discharged bankrupt or your currnent mortgage is in arrears, we may be able to help you with this loan product. Answer
   
Q3. Self employed with limited financial information?
  We know how hard it can be to demonstrate regular income on financial statements or tax returns when you run your own business. So that is why Collins is able to offer a low doc loan, packed with flexibility at a great rate. Answer
   
Q5. I am self employed and need a loan flexible enough to cater for the changing needs of my business. I haven't prepared my tax returns.
  Need your loan yesterday and don't want the hassle of producing copious amounts of financial supporting documentation? Accommodate all your business needs. Answer
   
Q8. Self employed, limited financials and need that little bit extra?
  Borrow up to 80% LVR with an optional VISA Debit Card and Offset Account without having to provide financial information. Visit our Standard Low Doc home loan now. Also available in Line of Credit. Answer