Collins Securities

Collins Securities has a range of products to suit just about every requirement. Whether you're a first time home buyer, refinancing or require a fully featured line of credit loan facility, we're confident we have a home loan product to suit you.

Read through our list of product descriptions to find a loan that suits you or speak with one of our qualified representatives today. Here you will find more information on how to apply, brochure downloads, forms and other related documents. If you need assistance call 1800 COLLINS - 1800 265 546.

Aurora Low Doc Refi
The Collins Aurora Low Doc Refi home loan is ideal for individuals, companies & trusts and can be used for refinance purposes. With the ability to borrow up to $1,000,000 and no monthly or annual fees, this is a great home loan.

Provision of BAS Statements and Bank Statements is not required, ABN registration for a minimum of 2 years and no annual or monthly fees. With free online account management, redraw, BPay inwards and the ability to make additional payments without penalty, you can't go wrong.

Rate: 7.73%

Loan: Variable Principal & Interest

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Aurora 95
The Aurora 95 is a fully documented home loan with a maximum LVR of 95%. Not only can the Aurora 95 be used for purchase & refinance, but it can also be used for construction, vacant land, debt consolidation and bridging finance. Conditions apply. With NO Early Repayment Fee and non-genuine savings for first home buyers, it is a difficult home loan to resist.

The Aurora 95 is suitable for individuals, self employed borrowers, companies and trusts. This fully documented home loan has free online account management, additional repayments at no cost and free online redraw, to mention just a few of its features. For LVR up to 95% Plus capitalisation of LMI, a higher rate applies. NB: The Aurora 95 Plus has temporarily been suspended.

Rate: 6.80%

Loan: Variable Principal & Interest

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Aurora 95 Non Genuine Savings Investment Loan
The Collins Aurora 95 Non Genuine Savings Investment Loan is a variable rate loan for investment purposes for individuals and self employed customers. This loan can be used for purchase, refinance and debt consolidation. Borrow up to 95% of the loan to valuation ratio, free redraw and online account management, capitalisation of LMI and loan access card, are just some of the features.

With loan amounts from $150,000 to $1,000,000, flexible repayments, BPay and more, the Aurora 95 Non Genuine Savings Investment Loan comes at a great rate. There is even a Line of Credit option (limited to 90% LVR) available.

Rate: 6.63%

Loan: Variable Principal & Interest

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Aurora Low Doc
The Aurora Low Doc has been specifically designed for self employed customers. No financials need to be provided - simply a declaration of income. Must be registered for GST if income declared is $75,000 or over.

With many great features at an attractive rate, the Aurora Low Doc can be variable principal & interest or interest only. This is a great home loan for the self employed person and can be used for investment, construction & vacant land as well as purchases.

Rate: 7.50%

Loan: Variable

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Low Doc Rate Reverter
The Collins Low Doc Rate Reverter is a low documentation home loan that automatically reverts to the standard variable rate after two years' good conduct. No need to supply financials or go through the application process again and NO fees to revert! No mortgage insurance fees.

The Low Doc Rate Reverter can be used for up to 50% business purposes, construction, investment and is suitable for both self employed and PAYG applications. The Rate Reverter comes with an optional debit card, has full online account management, can be split up to 3 times, can be fixed and all of this with no ongoing fees.

Rate: 7.25%

Loan: Principal & Interest or Interest Only

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Variable
The Collins Variable is a diversified home loan suitable for all applicants. The loan can be fixed for 1, 3, 5 or 10 years or interest only from 1 to 10 years. With full online account management, access to a debit card and free redraw, it might be just what you need.

You can choose to have the Variable as a principal & interest home loan or interest only. Payments can be made weekly, fortnightly, twice monthly or monthly and there are no ongoing fees.

Rate: 6.52%

Loan: Principal & Interest or Interest Only

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Non Conforming Range
The Non Conforming range of home loans come in Full Doc and Low Doc. They are all about delivering the most competitive interest rate to you AND give you the extras that you want regardless of previous credit history. This home loan enables you to choose between interest only and principal and interest, split your accounts, make additional payments without penalty, fully transactional online access - all at a great rate.

From 7.25% Variable for Full Doc
From 9.00% Variable for Low Doc

Rate: From 7.25%

Loan: Principal & Interest

Full details