Application fee reduction saves your client $700! Borrow up to 80% LVR with NO annual fees and NO monthly fees. Can be used for refinance and purchase. Can also be used for Business Purposes and Personal Use. NO BAS Statements or Bank Statements required, however, ABN must be registered for a minimum of 2 years, Low Doc Declaration required, free online account management, BPay inward, redraw, ability to make additional repayments & available Australia wide.